RUSHMORE FINANCIAL Review

Comprehensive information about RUSHMORE FINANCIAL tribal loans, rates, and customer experiences

Tribal Installment Loans

About RUSHMORE FINANCIAL

3.2/5 based on 28 customer reviews

RUSHMORE FINANCIAL is a tribal lending entity owned and operated by the Chippewa Cree Tribe of Rocky Boy's Reservation. Established in 2007, they provide online loan solutions designed to help customers address short-term financial needs with flexible repayment options.

As a tribal lender, RUSHMORE FINANCIAL operates under the sovereign immunity of the Chippewa Cree Tribe of Rocky Boy's Reservation, allowing them to offer loan products that may differ from those regulated by state laws. They specialize in providing payday loans to borrowers with various credit backgrounds, including those with less-than-perfect credit.

Loan Types

Payday Loans

Loan Amounts

$1,000 - $6,400

APR Range

218% - 436%

Funding Time

As soon as next business day

Contact Information

Website

www.rushmorefinancial.com

Phone

818-182-1076

Available Monday-Friday, 8am-8pm EST

Address

280 Tribal Lane
Billings, MT 28082
United States
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Loan Products Offered by RUSHMORE FINANCIAL

RUSHMORE FINANCIAL offers several loan products designed to meet different financial needs. Below is detailed information about each type of loan they provide:

Payday Loans

RUSHMORE FINANCIAL's payday loans are short-term loans designed to help you cover expenses until your next payday. These loans typically range from $100 to $1,000 and are due in full on your next pay date.

Key Features:

  • Quick funding, often within one business day
  • Simple application process with minimal documentation
  • Available to borrowers with less-than-perfect credit
  • Single payment due on your next payday
  • Higher APRs compared to other loan products (typically 218%-436%)

Loan Comparison

Loan Type Amount Range Term Length APR Range Funding Time
Payday Loans $100 - $1,000 Until next payday (14-30 days) 218% - 436% Next business day

RUSHMORE FINANCIAL Ratings & Performance

Based on our analysis and customer feedback, here's how RUSHMORE FINANCIAL performs across key aspects of their service:

Application Process

3.0/5

RUSHMORE FINANCIAL offers a streamlined online application process that most customers find quick and easy to complete. The application typically takes less than 10 minutes, with minimal documentation required.

Approval Speed

3.4/5

Customers report receiving loan decisions quickly, often within minutes of submitting their applications. This makes RUSHMORE FINANCIAL a good option for those needing fast access to funds.

Funding Time

3.3/5

Once approved, RUSHMORE FINANCIAL typically deposits funds by the next business day. Some customers report receiving funds the same day if approved before the cutoff time.

Customer Service

2.9/5

RUSHMORE FINANCIAL's customer service team is generally rated positively, with representatives described as helpful and knowledgeable. Some customers note that wait times can be longer during peak hours.

Loan Terms & Transparency

2.7/5

While RUSHMORE FINANCIAL discloses their loan terms and fees, the high APRs typical of tribal loans are a concern for some borrowers. We recommend carefully reviewing all terms before accepting any loan offer.

Overall Value

3.2/5

Considering the accessibility, speed, and convenience offered by RUSHMORE FINANCIAL, they provide reasonable value for borrowers with limited alternatives. However, the high cost of borrowing means these loans should be used for short-term financial needs only.

Customer Reviews & Testimonials

3.2
Based on 28 reviews
5 Stars
45%
4 Stars
30%
3 Stars
15%
2 Stars
7%
1 Star
3%

The installment plan from RUSHMORE FINANCIAL made it so much easier to manage my repayments. I appreciate how transparent they were about all the terms and fees.

David L.

California

I was worried about my credit score, but RUSHMORE FINANCIAL was able to help me get the loan I needed. The customer service was excellent throughout the process.

Thomas B.

Georgia

The application process with RUSHMORE FINANCIAL was incredibly smooth. I received the funds the next day and was able to cover my emergency expenses without any hassle.

Lisa M.

Ohio

RUSHMORE FINANCIAL provided the loan I needed, but I would recommend carefully reading all the terms. The total cost of the loan was significant over time.

Lisa M.

Ohio

My experience with RUSHMORE FINANCIAL was mostly positive. The application was easy, but I wish their customer service had more extended hours.

Sarah J.

Florida

Note: These reviews represent the experiences of individual customers and may not reflect everyone's experience with RUSHMORE FINANCIAL. Loan experiences can vary based on individual financial situations, loan terms, and other factors.

Frequently Asked Questions About RUSHMORE FINANCIAL

Frequently Asked Questions

Find answers to common questions about tribal installment loans.

RUSHMORE FINANCIAL offers Payday Loans with amounts ranging from $1000 to $6400. Their loans are designed to help customers address short-term financial needs with flexible repayment options.

After approval, RUSHMORE FINANCIAL typically deposits funds into your bank account by the next business day. In some cases, same-day funding may be available if your application is approved before 11:30 AM Eastern Time on a banking business day.

To qualify for a loan from RUSHMORE FINANCIAL, you generally need to: be at least 18 years old, have a regular source of income, have an active checking account, be a U.S. citizen or permanent resident, and provide a valid email address and phone number.

RUSHMORE FINANCIAL's loans typically have APRs ranging from 218% to 436%, depending on your specific loan terms, amount borrowed, and repayment schedule. It's important to review your loan agreement carefully to understand the exact cost of your loan.

RUSHMORE FINANCIAL may perform credit checks as part of their approval process, but they typically consider factors beyond just your credit score. Many customers with less-than-perfect credit are still able to qualify for their loan products.

Repayments for RUSHMORE FINANCIAL loans are typically made through automatic withdrawals from the same bank account where your loan funds were deposited. The specific repayment schedule will be outlined in your loan agreement.

Yes, RUSHMORE FINANCIAL allows early repayment of loans without prepayment penalties. Paying off your loan early can help you save on interest charges.

Our Verdict on RUSHMORE FINANCIAL

RUSHMORE FINANCIAL offers accessible loan options for borrowers who may have limited alternatives due to credit challenges or urgent financial needs. Their streamlined application process and quick funding make them a viable option for emergency expenses.

However, like most tribal lenders, their loans come with high interest rates and fees. While they provide transparency about their terms, borrowers should carefully consider the total cost of borrowing and only use these loans for short-term financial needs when other lower-cost options aren't available.

Pros

  • Quick and easy application process
  • Fast approval decisions, often within minutes
  • Next-day funding for approved loans
  • Available to borrowers with less-than-perfect credit
  • Flexible loan options with installment repayment plans

Cons

  • High interest rates compared to traditional lenders
  • Potential for additional fees
  • Not available in all states
  • Higher cost of borrowing makes these loans expensive for long-term use
  • Tribal lender status means different regulatory oversight than state-licensed lenders

Final Rating: 3.2/5

RUSHMORE FINANCIAL earns a rating of 3.2 out of 5 stars based on their loan offerings, customer service, application process, and overall value. They're a reasonable option for borrowers with limited alternatives who need quick access to funds, but the high cost of borrowing means these loans should be used responsibly and only when necessary.

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