Terms of Service
Last Updated: August 15, 2023
Introduction
Welcome to Tribal Installment Loans. These Terms of Service ("Terms") govern your access to and use of www.tribalinstallmentloans.com (the "Site") and all content, services, and products available through the Site.
By accessing or using our Site, you agree to be bound by these Terms. If you do not agree to all the terms and conditions of this agreement, you may not access the Site or use any services.
Definitions
Throughout these Terms, we use certain defined terms:
- "We," "us," and "our" refer to Tribal Installment Loans, the company operating this Site.
- "You" and "your" refer to you, the user or visitor of our Site.
- "Site" refers to www.tribalinstallmentloans.com, including all its content and services.
- "Lenders" refers to the tribal lending entities and other financial institutions in our network.
- "Services" refers to the loan connection and information services we provide through the Site.
Site Access and Use
License to Use
We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for personal, non-commercial purposes in accordance with these Terms.
Restrictions on Use
You agree not to:
- Use the Site in any way that violates any applicable federal, state, local, or international law or regulation
- Use the Site to transmit or send unsolicited commercial communications
- Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site, the server on which the Site is stored, or any server, computer, or database connected to the Site
- Attack the Site via a denial-of-service attack or a distributed denial-of-service attack
- Use any robot, spider, or other automatic device, process, or means to access the Site for any purpose, including monitoring or copying any of the material on the Site
- Use any manual process to monitor or copy any of the material on the Site or for any other unauthorized purpose without our prior written consent
- Use any device, software, or routine that interferes with the proper working of the Site
- Introduce any viruses, trojan horses, worms, logic bombs, or other material which is malicious or technologically harmful
- Otherwise attempt to interfere with the proper working of the Site
Account Registration and Security
Some features of our Site may require you to register for an account. When you register, you agree to provide accurate, current, and complete information about yourself as prompted by the registration form and to update such information to keep it accurate, current, and complete.
You are responsible for safeguarding the password that you use to access the Site and for any activities or actions under your password. We encourage you to use "strong" passwords (passwords that use a combination of upper and lower case letters, numbers, and symbols) with your account. You agree not to disclose your password to any third party and to take sole responsibility for any activities or actions under your account, whether or not you have authorized such activities or actions.
You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
Loan Connection Services
Not a Lender
Tribal Installment Loans is not a lender and does not make loan or credit decisions. We are a loan connection service that connects potential borrowers with tribal lenders and other financial institutions in our network. We do not control and are not responsible for the actions or inactions of any lender, the loan terms offered by lenders, or the outcome of any loan application.
No Guarantee of Approval
Submitting an application through our Site does not guarantee that you will be approved for a loan or receive any specific loan terms. All lending decisions are made solely by the lenders in our network based on their own criteria.
Loan Terms
The specific terms of any loan, including interest rates, fees, repayment schedule, and other conditions, are determined by the lender and will be disclosed to you by the lender before you accept the loan. We strongly encourage you to carefully review all loan terms before accepting any loan offer.
Third-Party Lenders
By using our loan connection service, you acknowledge that we will share your information with lenders in our network as described in our Privacy Policy. These lenders are independent third parties and are not agents or employees of Tribal Installment Loans.
Intellectual Property Rights
Site Content
The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof), are owned by Tribal Installment Loans, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
Trademarks
The Tribal Installment Loans name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Tribal Installment Loans or its affiliates or licensors. You must not use such marks without the prior written permission of Tribal Installment Loans. All other names, logos, product and service names, designs, and slogans on this Site are the trademarks of their respective owners.
User Contributions
The Site may contain message boards, chat rooms, personal web pages or profiles, forums, bulletin boards, and other interactive features that allow users to post, submit, publish, display, or transmit content or materials on or through the Site.
Any content you post to the Site will be considered non-confidential and non-proprietary. By providing any content on the Site, you grant us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns the right to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material.
You represent and warrant that all content you provide complies with these Terms and that you own or have the necessary rights to all content you post.
Disclaimer of Warranties
YOUR USE OF THE SITE, ITS CONTENT, AND ANY SERVICES OBTAINED THROUGH THE SITE IS AT YOUR OWN RISK. THE SITE, ITS CONTENT, AND ANY SERVICES OBTAINED THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
NEITHER TRIBAL INSTALLMENT LOANS NOR ANY PERSON ASSOCIATED WITH TRIBAL INSTALLMENT LOANS MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SITE.
THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
Limitation of Liability
IN NO EVENT WILL TRIBAL INSTALLMENT LOANS, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE SITE OR SUCH OTHER WEBSITES, OR ANY SERVICES OBTAINED THROUGH THE SITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.
THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
Indemnification
You agree to defend, indemnify, and hold harmless Tribal Installment Loans, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site, including, but not limited to, your User Contributions, any use of the Site's content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the Site.
Governing Law and Jurisdiction
All matters relating to the Site and these Terms, and any dispute or claim arising therefrom or related thereto, shall be governed by and construed in accordance with the internal laws of the State of New York without giving effect to any choice or conflict of law provision or rule.
Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Site shall be instituted exclusively in the federal courts of the United States or the courts of the State of New York, in each case located in the City of New York and County of New York. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.
Arbitration
At our sole discretion, we may require you to submit any disputes arising from these Terms or use of the Site, including disputes arising from or concerning their interpretation, violation, invalidity, non-performance, or termination, to final and binding arbitration under the Rules of Arbitration of the American Arbitration Association applying New York law.
Waiver and Severability
No waiver by Tribal Installment Loans of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Tribal Installment Loans to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.
If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.
Entire Agreement
These Terms, our Privacy Policy, and any other agreements or policies referenced herein constitute the sole and entire agreement between you and Tribal Installment Loans with respect to the Site and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to the Site.
Changes to Terms
We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Site thereafter.
Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.
Contact Information
If you have any questions about these Terms, please contact us at:
Email: [email protected]
Phone: 800-878-1986
Mail: Tribal Installment Loans
Legal Department
123 Finance Street
Suite 456
New York, NY 10001