Disclaimer

General Disclaimer

The information contained on Tribal Installment Loans website (the "Site") is provided for general informational purposes only. All information on the Site is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site.

UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE. YOUR USE OF THE SITE AND YOUR RELIANCE ON ANY INFORMATION ON THE SITE IS SOLELY AT YOUR OWN RISK.

Not a Lender

Tribal Installment Loans is not a lender and does not make loan or credit decisions. We are a loan connection service that connects potential borrowers with tribal lenders and other financial institutions in our network.

This website does not constitute an offer or solicitation to lend. The operator of this website is not a representative, agent, or correspondent of any lender. We do not endorse any particular lender or loan product.

The information you submit in your loan request may be shared with one or more lenders in our network. There is no guarantee that you will be approved for a loan or that you will be matched with a lender. Not all lenders can provide loan amounts up to $5,000. The lender you are connected with may offer you a loan with different terms than those advertised on this Site.

We do not charge you any fees for our service. However, if you are connected with a lender and enter into a loan agreement, the lender will charge fees and interest according to their terms.

Financial Decisions

The content on this Site is not intended to be financial advice or a recommendation to take out a loan. Tribal installment loans are designed to help with short-term financial needs and are not intended as long-term financial solutions.

Before taking out a loan, you should carefully consider whether the loan meets your financial needs and whether you can afford to repay the loan on time. Late or missed payments may result in additional fees and interest, and may negatively impact your credit score.

We strongly encourage you to fully review and understand the terms of any loan offer before accepting it. If you have questions about a loan offer, you should contact the lender directly.

APR and Loan Terms

The Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. Tribal lenders in our network may offer APRs ranging from 200% to 700% or higher, depending on factors such as the loan amount, term, borrower's credit history, and the lender's own criteria.

Loan terms vary by lender. Typical loan terms range from a few months to several years. Loans are repaid in installments according to the payment schedule disclosed in your loan agreement.

Example: A $1,000 loan with a 450% APR and 12 monthly payments would result in 12 payments of approximately $207.84 for a total repayment amount of $2,494.08.

This example is for illustrative purposes only. Your actual loan terms may differ and will be disclosed by the lender before you accept the loan.

Tribal Sovereignty

Some lenders in our network are owned and operated by sovereign Native American tribes. These tribal lenders operate under tribal law and sovereign immunity, rather than state law. This means that certain state laws and regulations, including interest rate caps and licensing requirements, may not apply to tribal lenders.

Tribal lenders may charge higher interest rates than lenders subject to state regulations. Before accepting a loan from a tribal lender, you should understand that the loan will be subject to tribal law and that your rights and remedies may be different than with a state-licensed lender.

Tribal lenders are still required to comply with applicable federal laws, including the Truth in Lending Act, which requires disclosure of loan terms and costs.

State Availability

Tribal loans may not be available in all states due to specific state regulations or tribal lending policies. The availability of loans and loan terms may vary based on your state of residence.

By using our Site, you acknowledge that you may not be matched with a lender if you reside in a state where the lenders in our network do not operate.

External Links

The Site may contain links to external websites that are not provided or maintained by or in any way affiliated with us. Please note that we do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

Professional Advice

The information on the Site is not intended as a substitute for professional financial, legal, or tax advice. If you have specific questions about your financial situation, you should consult with a qualified professional.

Updates to This Disclaimer

We may update this disclaimer from time to time. We encourage you to periodically review this page for the latest information on our disclaimers.

Contact Us

If you have any questions about this disclaimer, please contact us at:

Email: [email protected]

Phone: 800-878-1986