BLUE KING Review

Comprehensive information about BLUE KING tribal loans, rates, and customer experiences

Tribal Installment Loans

About BLUE KING

3.6/5 based on 19 customer reviews

BLUE KING is a tribal lending entity owned and operated by the Kashia Band of Pomo Indians. Established in 2014, they provide online loan solutions designed to help customers address short-term financial needs with flexible repayment options.

As a tribal lender, BLUE KING operates under the sovereign immunity of the Kashia Band of Pomo Indians, allowing them to offer loan products that may differ from those regulated by state laws. They specialize in providing payday loans to borrowers with various credit backgrounds, including those with less-than-perfect credit.

Loan Types

Payday Loans

Loan Amounts

$550 - $3,700

APR Range

209% - 418%

Funding Time

As soon as next business day

Contact Information

Website

www.blueking.com

Phone

809-166-1071

Available Monday-Friday, 8am-8pm EST

Address

190 Commerce Street
Reno, NV 19066
United States
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Loan Products Offered by BLUE KING

BLUE KING offers several loan products designed to meet different financial needs. Below is detailed information about each type of loan they provide:

Payday Loans

BLUE KING's payday loans are short-term loans designed to help you cover expenses until your next payday. These loans typically range from $100 to $1,000 and are due in full on your next pay date.

Key Features:

  • Quick funding, often within one business day
  • Simple application process with minimal documentation
  • Available to borrowers with less-than-perfect credit
  • Single payment due on your next payday
  • Higher APRs compared to other loan products (typically 209%-418%)

Loan Comparison

Loan Type Amount Range Term Length APR Range Funding Time
Payday Loans $100 - $1,000 Until next payday (14-30 days) 209% - 418% Next business day

BLUE KING Ratings & Performance

Based on our analysis and customer feedback, here's how BLUE KING performs across key aspects of their service:

Application Process

3.4/5

BLUE KING offers a streamlined online application process that most customers find quick and easy to complete. The application typically takes less than 10 minutes, with minimal documentation required.

Approval Speed

3.8/5

Customers report receiving loan decisions quickly, often within minutes of submitting their applications. This makes BLUE KING a good option for those needing fast access to funds.

Funding Time

3.7/5

Once approved, BLUE KING typically deposits funds by the next business day. Some customers report receiving funds the same day if approved before the cutoff time.

Customer Service

3.2/5

BLUE KING's customer service team is generally rated positively, with representatives described as helpful and knowledgeable. Some customers note that wait times can be longer during peak hours.

Loan Terms & Transparency

3.1/5

While BLUE KING discloses their loan terms and fees, the high APRs typical of tribal loans are a concern for some borrowers. We recommend carefully reviewing all terms before accepting any loan offer.

Overall Value

3.6/5

Considering the accessibility, speed, and convenience offered by BLUE KING, they provide reasonable value for borrowers with limited alternatives. However, the high cost of borrowing means these loans should be used for short-term financial needs only.

Customer Reviews & Testimonials

3.6
Based on 19 reviews
5 Stars
45%
4 Stars
30%
3 Stars
15%
2 Stars
7%
1 Star
3%

I was worried about my credit score, but BLUE KING was able to help me get the loan I needed. The customer service was excellent throughout the process.

David L.

California

The installment plan from BLUE KING made it so much easier to manage my repayments. I appreciate how transparent they were about all the terms and fees.

Lisa M.

Ohio

The installment plan from BLUE KING made it so much easier to manage my repayments. I appreciate how transparent they were about all the terms and fees.

Emily S.

Pennsylvania

My experience with BLUE KING was mostly positive. The application was easy, but I wish their customer service had more extended hours.

Lisa M.

Ohio

BLUE KING provided the loan I needed, but I would recommend carefully reading all the terms. The total cost of the loan was significant over time.

Michael R.

Texas

Note: These reviews represent the experiences of individual customers and may not reflect everyone's experience with BLUE KING. Loan experiences can vary based on individual financial situations, loan terms, and other factors.

Frequently Asked Questions About BLUE KING

Frequently Asked Questions

Find answers to common questions about tribal installment loans.

BLUE KING offers Payday Loans with amounts ranging from $550 to $3700. Their loans are designed to help customers address short-term financial needs with flexible repayment options.

After approval, BLUE KING typically deposits funds into your bank account by the next business day. In some cases, same-day funding may be available if your application is approved before 11:30 AM Eastern Time on a banking business day.

To qualify for a loan from BLUE KING, you generally need to: be at least 18 years old, have a regular source of income, have an active checking account, be a U.S. citizen or permanent resident, and provide a valid email address and phone number.

BLUE KING's loans typically have APRs ranging from 209% to 418%, depending on your specific loan terms, amount borrowed, and repayment schedule. It's important to review your loan agreement carefully to understand the exact cost of your loan.

BLUE KING may perform credit checks as part of their approval process, but they typically consider factors beyond just your credit score. Many customers with less-than-perfect credit are still able to qualify for their loan products.

Repayments for BLUE KING loans are typically made through automatic withdrawals from the same bank account where your loan funds were deposited. The specific repayment schedule will be outlined in your loan agreement.

Yes, BLUE KING allows early repayment of loans without prepayment penalties. Paying off your loan early can help you save on interest charges.

Our Verdict on BLUE KING

BLUE KING offers accessible loan options for borrowers who may have limited alternatives due to credit challenges or urgent financial needs. Their streamlined application process and quick funding make them a viable option for emergency expenses.

However, like most tribal lenders, their loans come with high interest rates and fees. While they provide transparency about their terms, borrowers should carefully consider the total cost of borrowing and only use these loans for short-term financial needs when other lower-cost options aren't available.

Pros

  • Quick and easy application process
  • Fast approval decisions, often within minutes
  • Next-day funding for approved loans
  • Available to borrowers with less-than-perfect credit
  • Flexible loan options with installment repayment plans

Cons

  • High interest rates compared to traditional lenders
  • Potential for additional fees
  • Not available in all states
  • Higher cost of borrowing makes these loans expensive for long-term use
  • Tribal lender status means different regulatory oversight than state-licensed lenders

Final Rating: 3.6/5

BLUE KING earns a rating of 3.6 out of 5 stars based on their loan offerings, customer service, application process, and overall value. They're a reasonable option for borrowers with limited alternatives who need quick access to funds, but the high cost of borrowing means these loans should be used responsibly and only when necessary.

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