500 FAST CASH Review

Comprehensive information about 500 FAST CASH tribal loans, rates, and customer experiences

Tribal Installment Loans

About 500 FAST CASH

4.3/5 based on 23 customer reviews

500 FAST CASH is a tribal lending entity owned and operated by the Miami Tribe of Oklahoma. Established in 2018, they provide online loan solutions designed to help customers address short-term financial needs with flexible repayment options.

As a tribal lender, 500 FAST CASH operates under the sovereign immunity of the Miami Tribe of Oklahoma, allowing them to offer loan products that may differ from those regulated by state laws. They specialize in providing personal loans to borrowers with various credit backgrounds, including those with less-than-perfect credit.

Loan Types

Personal Loans

Loan Amounts

$750 - $4,900

APR Range

213% - 426%

Funding Time

As soon as next business day

Contact Information

Website

www.500cash.com

Phone

813-153-1072

Available Monday-Friday, 8am-8pm EST

Address

230 Tribal Lane
Santa Fe, NM 23053
United States
Apply Now

Loan Products Offered by 500 FAST CASH

500 FAST CASH offers several loan products designed to meet different financial needs. Below is detailed information about each type of loan they provide:

Personal Loans

500 FAST CASH's personal loans provide lump-sum funding for various purposes, from emergency expenses to debt consolidation. These loans typically range from $500 to $4,900 with fixed repayment terms.

Key Features:

  • Lump-sum funding for larger expenses
  • Fixed interest rates for the life of the loan
  • Predictable monthly payments
  • Repayment terms from 6 to 36 months
  • No restrictions on how funds can be used

Loan Comparison

Loan Type Amount Range Term Length APR Range Funding Time
Personal Loans $500 - $4,900 6 - 36 months 183% - 356% Next business day

500 FAST CASH Ratings & Performance

Based on our analysis and customer feedback, here's how 500 FAST CASH performs across key aspects of their service:

Application Process

4.1/5

500 FAST CASH offers a streamlined online application process that most customers find quick and easy to complete. The application typically takes less than 10 minutes, with minimal documentation required.

Approval Speed

4.5/5

Customers report receiving loan decisions quickly, often within minutes of submitting their applications. This makes 500 FAST CASH a good option for those needing fast access to funds.

Funding Time

4.4/5

Once approved, 500 FAST CASH typically deposits funds by the next business day. Some customers report receiving funds the same day if approved before the cutoff time.

Customer Service

3.9/5

500 FAST CASH's customer service team is generally rated positively, with representatives described as helpful and knowledgeable. Some customers note that wait times can be longer during peak hours.

Loan Terms & Transparency

3.7/5

While 500 FAST CASH discloses their loan terms and fees, the high APRs typical of tribal loans are a concern for some borrowers. We recommend carefully reviewing all terms before accepting any loan offer.

Overall Value

4.3/5

Considering the accessibility, speed, and convenience offered by 500 FAST CASH, they provide reasonable value for borrowers with limited alternatives. However, the high cost of borrowing means these loans should be used for short-term financial needs only.

Customer Reviews & Testimonials

4.3
Based on 23 reviews
5 Stars
45%
4 Stars
30%
3 Stars
15%
2 Stars
7%
1 Star
3%

500 FAST CASH provided me with the financial assistance I needed when traditional banks turned me down. Their process was quick and the representatives were very helpful.

Lisa M.

Ohio

I've used 500 FAST CASH multiple times now, and they've always been reliable. The online application is straightforward, and funding is consistently fast.

Sarah J.

Florida

The application process with 500 FAST CASH was incredibly smooth. I received the funds the next day and was able to cover my emergency expenses without any hassle.

David L.

California

The loan from 500 FAST CASH helped me through a tough financial period. The rates were high, but that's expected with this type of loan when you have less-than-perfect credit.

Michael R.

Texas

I appreciated how quickly 500 FAST CASH processed my application and deposited the funds. Just be aware that the APR is quite high compared to traditional loans.

Robert K.

Illinois

Note: These reviews represent the experiences of individual customers and may not reflect everyone's experience with 500 FAST CASH. Loan experiences can vary based on individual financial situations, loan terms, and other factors.

Frequently Asked Questions About 500 FAST CASH

Frequently Asked Questions

Find answers to common questions about tribal installment loans.

500 FAST CASH offers Personal Loans with amounts ranging from $750 to $4900. Their loans are designed to help customers address short-term financial needs with flexible repayment options.

After approval, 500 FAST CASH typically deposits funds into your bank account by the next business day. In some cases, same-day funding may be available if your application is approved before 11:30 AM Eastern Time on a banking business day.

To qualify for a loan from 500 FAST CASH, you generally need to: be at least 18 years old, have a regular source of income, have an active checking account, be a U.S. citizen or permanent resident, and provide a valid email address and phone number.

500 FAST CASH's loans typically have APRs ranging from 213% to 426%, depending on your specific loan terms, amount borrowed, and repayment schedule. It's important to review your loan agreement carefully to understand the exact cost of your loan.

500 FAST CASH may perform credit checks as part of their approval process, but they typically consider factors beyond just your credit score. Many customers with less-than-perfect credit are still able to qualify for their loan products.

Repayments for 500 FAST CASH loans are typically made through automatic withdrawals from the same bank account where your loan funds were deposited. The specific repayment schedule will be outlined in your loan agreement.

Yes, 500 FAST CASH allows early repayment of loans without prepayment penalties. Paying off your loan early can help you save on interest charges.

Our Verdict on 500 FAST CASH

500 FAST CASH offers accessible loan options for borrowers who may have limited alternatives due to credit challenges or urgent financial needs. Their streamlined application process and quick funding make them a viable option for emergency expenses.

However, like most tribal lenders, their loans come with high interest rates and fees. While they provide transparency about their terms, borrowers should carefully consider the total cost of borrowing and only use these loans for short-term financial needs when other lower-cost options aren't available.

Pros

  • Quick and easy application process
  • Fast approval decisions, often within minutes
  • Next-day funding for approved loans
  • Available to borrowers with less-than-perfect credit
  • Flexible loan options with installment repayment plans

Cons

  • High interest rates compared to traditional lenders
  • Potential for additional fees
  • Not available in all states
  • Higher cost of borrowing makes these loans expensive for long-term use
  • Tribal lender status means different regulatory oversight than state-licensed lenders

Final Rating: 4.3/5

500 FAST CASH earns a rating of 4.3 out of 5 stars based on their loan offerings, customer service, application process, and overall value. They're a reasonable option for borrowers with limited alternatives who need quick access to funds, but the high cost of borrowing means these loans should be used responsibly and only when necessary.

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